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1044 E Highway 98 , #405

Destin, FL 32541
  • $765,000
  • STATUS: Active
  • ON SITE: 224 Days
  • MLS #: 980259
Price Reduced
UPDATED: 43 min ago
$765,000
  • 2
    BEDS
  • N/A
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,126
    SQFT
  • $679
    $/SQFT
Neighborhood:
Type:
Condo
Built:
1983
County:
Area:

School Information

Elementary School:
Middle School:
High School:

Description

NEW PRICE ADJUSTMENT, LOWER INTEREST RATES, HOA fees reduced by 9.75% and Owner Financing* for qualified buyers, don't miss this incredible opportunity!!! Your dream investment/vacation beachfront property could be closer than you think! Experience breathtaking views of the Gulf from this beautifully updated 4th-floor Beachfront condo in Emerald Towers in Destin FL. Overlooking the sugar-white sands and emerald waters, this turnkey unit offers the perfect blend of comfort, style, and convenience. Step inside to discover fresh upgrades throughout, including a brand-new HVAC system, professionally painted interiors and cabinetry and a fully renovated primary bath, The open-concept living area flows effortlessly into the private Gulf-front balcony upgraded with new sliding door assemblies in 2022. Watch the dolphins swim by from your covered balcony or the privacy and comfort of your living room The beachfront balcony is ideal for morning coffee or sunset cocktails and is accessible from both the Living areas and primary bedroom. The well-appointed kitchen features quality Frigidaire and GE appliances in the kitchen area, a wet bar with built-in ice maker, a dedicated laundry closet with stacked LG washer and dryer for added convenience. and a utility closet. Wake up to ocean views in the spacious primary bedroom, complete with a king bed and balcony access. The recently renovated en-suite bathroom includes a walk-in shower, dual vanities and a built-in linen closet offering generous storage. The spacious guest bedroom has two closets and one can be used for the owners closet. Sold fully furnished and ready for immediate enjoyment or rental except for 4 items in documents. Recent Upgrades: " New upgraded balcony sliding door with complete assemblies in Living room and Primary Bedroom. " New Heating and Cooling system in June 2025 " New Paint July 2025 " New Wet Bar Ice Maker in July 2025 Emerald Towers amenities include: " Gulf-front, seasonally heated pool " Stainless gas grills at pool overlooking the ocean. " Tennis/pickleball courts " Fitness center with sauna and steam room and workout equipment. " Gated community with direct beach access A full exterior restoration of the building was completed in 2022, ensuring peace of mind and long-term value. Whether you're searching for a vacation retreat, investment property, or primary residence, this Gulf-front gem is a must-see. *Owner Financing terms are 1% above prime. Contact Ken Frizzell 615-390-6932 for showings and more details.

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© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or RE/MAX by the Sea. Vendor Member number: 28178. Data last updated: 2026-02-15T18:00:31.3.
Vendor Member #28178.
www.coastalsandsproperties.com/homes/165573731
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1044 E Highway 98 , #405 Destin, FL 32541

  • Price: $765,000
  • Status: Active
  • On Site: 224 Days
  • Updated: 43 min ago
  • MLS #: 980259
2
Beds
2
Baths
0
½ Baths
N/A
Acres
1,126
SQFT
$679
$/SQFT
1983
Built
Neighborhood:
Emerald Towers Unit 405
County:
Okaloosa
Area:
Destin
Elementary School:
Destin
Middle School:
Destin
High School:
Destin
Property Description
NEW PRICE ADJUSTMENT, LOWER INTEREST RATES, HOA fees reduced by 9.75% and Owner Financing* for qualified buyers, don't miss this incredible opportunity!!! Your dream investment/vacation beachfront property could be closer than you think! Experience breathtaking views of the Gulf from this beautifully updated 4th-floor Beachfront condo in Emerald Towers in Destin FL. Overlooking the sugar-white sands and emerald waters, this turnkey unit offers the perfect blend of comfort, style, and convenience. Step inside to discover fresh upgrades throughout, including a brand-new HVAC system, professionally painted interiors and cabinetry and a fully renovated primary bath, The open-concept living area flows effortlessly into the private Gulf-front balcony upgraded with new sliding door assemblies in 2022. Watch the dolphins swim by from your covered balcony or the privacy and comfort of your living room The beachfront balcony is ideal for morning coffee or sunset cocktails and is accessible from both the Living areas and primary bedroom. The well-appointed kitchen features quality Frigidaire and GE appliances in the kitchen area, a wet bar with built-in ice maker, a dedicated laundry closet with stacked LG washer and dryer for added convenience. and a utility closet. Wake up to ocean views in the spacious primary bedroom, complete with a king bed and balcony access. The recently renovated en-suite bathroom includes a walk-in shower, dual vanities and a built-in linen closet offering generous storage. The spacious guest bedroom has two closets and one can be used for the owners closet. Sold fully furnished and ready for immediate enjoyment or rental except for 4 items in documents. Recent Upgrades: " New upgraded balcony sliding door with complete assemblies in Living room and Primary Bedroom. " New Heating and Cooling system in June 2025 " New Paint July 2025 " New Wet Bar Ice Maker in July 2025 Emerald Towers amenities include: " Gulf-front, seasonally heated pool " Stainless gas grills at pool overlooking the ocean. " Tennis/pickleball courts " Fitness center with sauna and steam room and workout equipment. " Gated community with direct beach access A full exterior restoration of the building was completed in 2022, ensuring peace of mind and long-term value. Whether you're searching for a vacation retreat, investment property, or primary residence, this Gulf-front gem is a must-see. *Owner Financing terms are 1% above prime. Contact Ken Frizzell 615-390-6932 for showings and more details.
Exterior Features

Architectural Style N/A Carport Spaces 0 Carport YN No Construction Materials ConcreteFoundation Off GradeRoof PitchedSiding EIFSSteelStuccoTrim Aluminum Covered Spaces 0 Exterior Features BalconyBBQ Pit/GrillPool - EnclosedSauna/SteamShowerSprinkler SystemTennis Court Lot Features [] Parking Features [] Pool YN Yes Road Frontage Type [] Road Surface Type [] View Gulf Waterfront Features Unit WaterfrontGulfShore - BeachShore - Natural

Interior Features

Appliances CooktopDishwasherDisposalDryerIce MachineMicrowaveRange HoodRefrigeratorRefrigerator W/IceMkSmoke DetectorSmooth Stovetop RngeStove/Oven ElectricWasherWater Heater - Elect Cooling Ceiling FansCentral Air Cooling YN Yes First Floor Bedroom Yes Heating Heat Pump Air To AirCentral Heating YN Yes Interior Features Ceiling Crwn MoldingElevatorLighting RecessedLighting TrackNewly PaintedOwner's ClosetPantryShelvingWalls MirroredWasher/Dryer HookupWet BarWoodwork Painted Primary Bedroom First Floor Yes Rooms Total 10

Property Features

Association Fee Frequency Quarterly Association Fee Includes AccountingGround KeepingInternet ServiceLegalManagementMaster AssociationRecreational FacltyRepairs/MaintenanceSecuritySewerWaterCable TVTrash Association Fee2 2488.98 Association YN Yes Buyer Financing ConventionalFHAOwnerVAOther Community Features Short Term Rental - AllowedPickle BallBBQ Pit/GrillBeachDumpsterElevatorsExercise RoomFishingGated CommunityHandicap ProvisionsPets AllowedPoolSauna/Steam RoomTennisTV CableWaterfront Green Energy Efficient Doors New Construction YN No Number Of Units In Community 83 Pool Type Private Property Condition RenovatedConstruction Complete Property Sub Type Condominium Short Term Rental Allowed Yes Special Listing Conditions Accept Backup Offers Tax Amount 6600.12 Tax Year 2024 Utilities Community WaterElectricPublic WaterTV Cable

Listing courtesy of Keller Williams Realty Destin: 850-654-2900.


© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or RE/MAX by the Sea. Vendor Member number: 28178. Data last updated: 2026-02-15T18:00:31.3.
Vendor Member #28178.
 
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