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12011 Front Beach Road , 103B

Panama City Beach, FL 32407
  • $450,000
  • STATUS: Active
  • ON SITE: 266 Days
  • MLS #: 773756
UPDATED: 74 min ago
$450,000
  • 2
    BEDS
  • N/A
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,076
    SQFT
  • $418
    $/SQFT
Neighborhood:
Type:
Condo
Built:
2005
County:
Bay

School Information

Elementary School:
Middle School:
High School:

Description

Step into a rare Gulf-front opportunity at Sterling Reef, where the first living level (fourth floor from the ground) delivers something no other floor can-expansive, oversized balconies that simply don't come available often. Unit 103B is all about outdoor living, with unobstructed Gulf views and a massive private balcony designed for long mornings, sunset gatherings, and true beachfront entertaining. Inside, the open layout features tile flooring throughout, a functional kitchen with granite countertops, breakfast bar, and a tiled island, offering a solid foundation for a buyer who wants to personalize and update the space to match their vision. Both bedrooms are generously sized and filled with natural light, making this an ideal canvas for creating a custom coastal retreat or a refreshed, high-performing rental. Whether you're an investor looking to add value through updates or a beach lover who wants to design a space that reflects your own style, this condo offers a rare blend of lifestyle appeal and renovation potential in one of the most desirable positions in the building. Sterling Reef completes the experience with resort-style amenities including a heated pool with waterfall, fitness center, game room, and direct beach access all just minutes from the dining, shopping, and entertainment that define this stretch of the Emerald Coast. With a motivated seller and a recent price improvement, this is a standout chance to secure a Gulf-front unit where the true value lies in its location, balcony size, and long-term potential. Opportunities like this, especially on this level, are few and far between.

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© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or RE/MAX by the Sea. Data last updated: 2026-02-11T12:04:07.393.
www.coastalsandsproperties.com/homes/164023442
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12011 Front Beach Road , 103B Panama City Beach, FL 32407

  • Price: $450,000
  • Status: Active
  • On Site: 266 Days
  • Updated: 74 min ago
  • MLS #: 773756
2
Beds
2
Baths
0
½ Baths
N/A
Acres
1,076
SQFT
$418
$/SQFT
2005
Built
Neighborhood:
Sterling Reef
County:
Bay
Area:
Bay County-Beach
Elementary School:
Hutchison Beach
Middle School:
Surfside
High School:
Arnold
Property Description
Step into a rare Gulf-front opportunity at Sterling Reef, where the first living level (fourth floor from the ground) delivers something no other floor can-expansive, oversized balconies that simply don't come available often. Unit 103B is all about outdoor living, with unobstructed Gulf views and a massive private balcony designed for long mornings, sunset gatherings, and true beachfront entertaining. Inside, the open layout features tile flooring throughout, a functional kitchen with granite countertops, breakfast bar, and a tiled island, offering a solid foundation for a buyer who wants to personalize and update the space to match their vision. Both bedrooms are generously sized and filled with natural light, making this an ideal canvas for creating a custom coastal retreat or a refreshed, high-performing rental. Whether you're an investor looking to add value through updates or a beach lover who wants to design a space that reflects your own style, this condo offers a rare blend of lifestyle appeal and renovation potential in one of the most desirable positions in the building. Sterling Reef completes the experience with resort-style amenities including a heated pool with waterfall, fitness center, game room, and direct beach access all just minutes from the dining, shopping, and entertainment that define this stretch of the Emerald Coast. With a motivated seller and a recent price improvement, this is a standout chance to secure a Gulf-front unit where the true value lies in its location, balcony size, and long-term potential. Opportunities like this, especially on this level, are few and far between.
Exterior Features

Architectural Style High Rise Attached Garage YN No Garage YN Yes Lot Features Paved Patio And Porch Features Balcony Pool Features Gas Heat In Ground Community Road Frontage Type City Street View Gulf View YN Yes

Interior Features

Appliances Washer / Dryer Stacked Electric Cooktop Electric Oven Electric Water Heater Cooling Central Air Ceiling Fan(s) Cooling YN Yes Heating Central Electric Heating YN Yes Laundry Features Stacked Rooms Full Bath (First Level) Full Bath (First Level) Other (First Level) Dining Room (First Level) Bedroom (First Level) Primary Bedroom (First Level) Units Furnished All Units

Property Features

Association Amenities Beach Rights Barbecue Picnic Area Association YN Yes Community Features Barbecue Beach Clubhouse Elevator Fitness Center Park Pool Waterfront Community Pool Short Term Rental Allowed Land Lease YN No Listing Service Full Service Lot Size Dimensions Condo New Construction YN No Occupant Type Tenant Property Sub Type Condominium Property Sub Type Additional Condominium Security Features Smoke Detector(s) Sewer Public Sewer Special Listing Conditions Listed As- Is Tax Annual Amount 5465 Tax Year 2024 Utilities Cable Connected Electricity Available Waterfront YN Yes Zoning Description Resid Multi- Family

Central Panhandle Association of REALTORS (Panama City MLS) logo Listing provided courtesy of Keller Williams Realty Emerald: 850-654-2900. Listing information © 2026 Central Panhandle Association of Realtors MLS.


© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or RE/MAX by the Sea. Data last updated: 2026-02-11T12:04:07.393.
 
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