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3911 E 11th Street

Panama City, FL 32404
  • $439,000
  • STATUS: Active Under Contract
  • ON SITE: 164 Days
  • MLS #: 789143
Under Contract
UPDATED: 28 min ago
$439,000
  • 5
    BEDS
  • 0.78
    ACRES
  • 4
    BATHS
  • 1
    1/2 BATHS
  • 8,104
    SQFT
  • $54
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1975
County:
Bay

School Information

Elementary School:
Middle School:
High School:

Description

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Unique opportunity to own a versatile property in the heart of Springfield offering residential living, income potential, and future possibilities. Currently utilized as a single-family residence and classified as such by the Bay County Property Appraiser, this expansive property features approximately 8,000 square feet under roof, including multiple living areas, flexible-use space, and a large indoor workshop. The property currently includes two separate living quarters, making it ideal for multi-generational living, rental income opportunities, or a variety of personal and business uses. An additional flex space and large indoor workshop provide even more versatility. With its existing layout and previous use, there may be potential for additional living units, creating attractive income-producing opportunities for the next owner (buyer to verify). One of the standout features of this property is the solar panel system, which conveys with the sale and helps keep utility costs remarkably low. The owner reports average electric bills of approximately $40 per month for heating and cooling the entire property, providing exceptional long-term savings for a structure of this size. According to the City of Springfield, the property is designated General Commercial on the City's Future Land Use Map. The City utilizes Future Land Use designations rather than traditional zoning. While the property is currently classified and taxed as a single-family residence based on its present use, the General Commercial Future Land Use designation may allow for a variety of future commercial and multi-family uses, subject to City approval, permitting requirements, inspections, and compliance with applicable building codes. Additional peace of mind comes from the roof replacement completed in 2019, which was upgraded to current code standards and includes High Temp Fire & Ice underlayment. Conveniently located near shopping, restaurants, schools, medical facilities, Tyndall Air Force Base, and major transportation routes, this property offers a rare combination of size, flexibility, energy efficiency, and future potential in a growing area. Whether you're looking for a multi-generational estate, an income-producing property, or a unique live/work opportunity, 3911 E. 11th Street presents possibilities that are difficult to find elsewhere. Schedule your private showing today and discover everything this exceptional property has to offer.

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© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or RE/MAX by the Sea. Data last updated: 2026-10-12T08:03:57.7.
www.coastalsandsproperties.com/homes/175948462
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3911 E 11th Street Panama City, FL 32404

  • Price: $439,000
  • Status: Active Under Contract
  • On Site: 164 Days
  • Updated: 28 min ago
  • MLS #: 789143
5
Beds
4
Baths
1
½ Baths
0.78
Acres
8,104
SQFT
$54
$/SQFT
1975
Built
Neighborhood:
No Named Subdivision
County:
Bay
Area:
Bay County-Central
Elementary School:
Cedar Grove
Middle School:
Rutherford Middle
High School:
Rutherford
Property Description
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Unique opportunity to own a versatile property in the heart of Springfield offering residential living, income potential, and future possibilities. Currently utilized as a single-family residence and classified as such by the Bay County Property Appraiser, this expansive property features approximately 8,000 square feet under roof, including multiple living areas, flexible-use space, and a large indoor workshop. The property currently includes two separate living quarters, making it ideal for multi-generational living, rental income opportunities, or a variety of personal and business uses. An additional flex space and large indoor workshop provide even more versatility. With its existing layout and previous use, there may be potential for additional living units, creating attractive income-producing opportunities for the next owner (buyer to verify). One of the standout features of this property is the solar panel system, which conveys with the sale and helps keep utility costs remarkably low. The owner reports average electric bills of approximately $40 per month for heating and cooling the entire property, providing exceptional long-term savings for a structure of this size. According to the City of Springfield, the property is designated General Commercial on the City's Future Land Use Map. The City utilizes Future Land Use designations rather than traditional zoning. While the property is currently classified and taxed as a single-family residence based on its present use, the General Commercial Future Land Use designation may allow for a variety of future commercial and multi-family uses, subject to City approval, permitting requirements, inspections, and compliance with applicable building codes. Additional peace of mind comes from the roof replacement completed in 2019, which was upgraded to current code standards and includes High Temp Fire & Ice underlayment. Conveniently located near shopping, restaurants, schools, medical facilities, Tyndall Air Force Base, and major transportation routes, this property offers a rare combination of size, flexibility, energy efficiency, and future potential in a growing area. Whether you're looking for a multi-generational estate, an income-producing property, or a unique live/work opportunity, 3911 E. 11th Street presents possibilities that are difficult to find elsewhere. Schedule your private showing today and discover everything this exceptional property has to offer.
Exterior Features

Architectural Style Other Attached Garage YN No Construction Materials Other See Remarks Covered Spaces 2 Fencing Fenced Garage YN No Levels One Lot Features Paved Patio And Porch Features Covered Patio Pool Features Other See Remarks Road Frontage Type City Street Stories 1

Interior Features

Accessibility Features Customized Wheelchair Accessible Cooling Central Air Ductless Varies by Unit Window Unit(s) Cooling YN Yes Flooring Concrete Heating Central Ductless Electric Heating YN Yes Parking Features Additional Parking Rooms Bedroom (First Level) Bedroom (First Level) Bedroom (First Level) Bedroom (First Level) Bedroom (First Level) Units Furnished None

Property Features

Association YN No Buyer Financing Seller Financing Disclosures Accepting Backup Offers Listing Service Full Service Lot Size Dimensions 198x171 New Construction YN No Occupant Type Occupied Property Sub Type Single Family Residence Property Sub Type Additional Single Family Residence Security Features Closed Circuit Camera(s) Sewer Public Sewer Special Listing Conditions Listed As- Is Tax Annual Amount 3240 Tax Year 2025 Utilities Electricity Available Phone Connected Waterfront YN No Zoning Description City Commercial Resid Multi- Family Resid Single Family

Central Panhandle Association of REALTORS (Panama City MLS) logo Listing provided courtesy of Anchor Realty Florida: 850-899-7999. Listing information © 2026 Central Panhandle Association of Realtors MLS.


© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or RE/MAX by the Sea. Data last updated: 2026-10-12T08:03:57.7.
 
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